SEPA direct debit

Select the invoices to collect by due date, filter or selling entity: the scheduled process builds the batches and produces the ISO 20022 direct debit files banks expect. Mandates and their unique references live on the customer account, with bank switching handled for you. Rejection files returned by the bank are loaded back to unmatch the affected payments and trigger your collection actions. A custom builder adapts the file format to your bank. Support for the 2019 versions of the ISO 20022 messages, required by banks from November 2026, with structured addresses and a format version chosen per bank, is planned in upcoming releases.